Business Interruption insurance, designed to protect the earning power of a business, is one of the most misunderstood coverages purchased. Unlike a claim for the physical assets of a company, a business interruption claim is intangible. In this case, businesses present a claim for lost 'projected future' sales.

This coverage is as important to an organization as fire insurance is for physical assets. At Cowan Insurance Brokers we understand the exposures you face and will recommend the appropriate business interruption coverage to meet your specific needs.

Most organizations tend to self-insure or underestimate their business interruption needs, not understanding the true exposure their business may face. With Cowan's solution, you can take advantage of:

• Knowledgeable account executives: we are focused on specific market segments. This allows us to better understand the unique business interruption exposures inherent in your operation.
• Risk management services: we'll ensure you have the right amount of coverage for your operations. In addition, we'll review the range of coinsurance options that may be available to your organization. What's more, we'll review and discuss your business continuation plans and how they may potentially benefit your organization in terms of limit reduction, broader coverage and better pricing.
• Contingent business interruption: compared to peers, some businesses are more dependent on their suppliers or customers. That means they must protect themselves against loss of income due to physical asset losses of customers or suppliers. Cowan can review these potential exposures and propose a solution that best suits your particular situation.
• Strong insurer relationships: these help ensure the broadest coverage is available to your business.

Our segment-specific teams are successful in delivering solid value to our commercial clients. We'd be pleased to tell you more about our program and provide references from our extensive list of satisfied clients. Please contact:

Cathy Bisbee
Phone: 519-271-1183 ext. 41221
Toll Free: 1-877-271-1183
Email: Cathy Bisbee